Metal isn't just a material for jewelry design.

It's also a form of currency that can help you build wealth, protect your dollars, hedge against inflation, and build savings.

Gold and silver and even platinum and palladium are also industrial metals and commodities that will always hold value.

This means they are long term stores of wealth—for now.

Gold and silver are also money and have been for thousands of years. And there is a huge difference between money and fiat currency.

As our global monetary system shifts drastically in real time, knowledge of this difference has never been more important than it is now.

It is crucial to hold some assets in different forms of money, particularly SOUND MONEY, which means it will always hold value.

If all of our assets are in paper, or fiat currency, we are putting ourselves at a great disadvantage.

I’ll explain but first— it’s not our fault that many of us lack knowledge of financial literacy. We simply are not taught how our monetary system works in school. We are meant to ‘trust’ that the system works on our behalf, when in reality it works quite the opposite.

Lack of financial literacy takes away our power to build wealth and have a secure financial future.

It takes away our sovereignty.

When I first became a designer, I had no idea that silver was a currency, a commodity, a form of savings, and a way to build wealth. But after seeing a commercial on TV that asked, "Do you know what the world's reserve currency means?”, I became obsessed with learning about money, monetary policy, global economics, investing, and building wealth.

I consume knowledge.

Consuming knowledge is power.

WHAT I LEARNED IS THIS:

• The world’s reserve currency

  • The United States runs the global economy by holding the status of the world’s reserve currency and also what is known as the petrodollar. Countries conduct international trade in dollars. Oil has been sold in dollars by agreement with SA for decades, but this is rapidly changing.

• Fractional reserve banking

  • Our dollars are not actually in the bank due to fractional reserve lending. It is leant out in the form of loans. 10% of our deposits used to be kept in the bank but this is now 0%. The recent bank runs demonstrated what can happen when people get scared and want their money. Many people lost it which is why the Fed came out insuring all deposits. However, this is impossible. Even the FDIC only has a fraction needed to insure the total of all deposits and the government can only print the money to cover the rest, which increases inflation and debases our currency.

• Every single fiat currency in the history of the world has gone to zero

  • Fiat is paper money backed by nothing. It is printed out of thin air and added to the money supply. This causes inflation and steals the wealth and time of us all.

• The dollar is backed by nothing of value

  • The dollar used to be backed by gold until 1971 when it was taken off the gold standard. Since this time, dollars are backed by absolutely nothing except ‘trust’ in the US government to pay its debts. They just keep printing and spending. It is ‘paid back’ with our taxes.

• Inflation in created and controlled by the system.

  • Printing money expands the money supply which increases inflation because there are more dollars in circulation competing for the same goods and services. Every time the government gives millions (or billions) to other countries, spends money and increases our 30 trillion debt, it actually increases inflation. If countries who hold their reserves in dollars decide to dump those dollars and they come flooding back into our money supply, guess what happens…more inflation. So, inflation is caused by money printing and government spending. Ultimately, it is theft.

• Countries around the world and central banks are hoarding gold by the tonnes in higher levels than anytime in history.

  • Why? Because they know that trust in the US dollar as the world’s reserve currency is fading and that an economic shift is taking place. China, who holds a large amount of our debt in the form of US treasuries, are buying less and less. If banks and countries are hedging with gold, don’t you think we should have some too?

• The US dollar has lost 95% of its purchasing power since the creation of The Federal Reserve.

  • Our money buys less and less because printing money debases our currency. (see image below)

• Countries are actively and in real time circumventing the US dollar.

  • They are forming alliances such as BRICS against the US which more and more countries are joining. Saudi Arabia is in talks with China to price oil in the yuan instead of the dollar. If they no longer ‘trust’ the dollar and ‘trust’ is what the dollar is hanging onto by a thread…shouldn’t we make a plan to protect ourselves?

• The Federal Reserve isn’t a federal organization

  • It’s a private corporation with stockholders. They cause the very problems that everyday Americans experience. They create the widening gap between the rich and poor, not capitalism. Free markets don’t manipulate. People do.

• Money has characteristics that make it money

  • money is durable, divisible, fungible, portable, verifiable, scarce, and accepted as money. Gold isn’t portable and that’s why it was used to back paper currencies. I think we can all agree that the dollar is not scarce.

Consider investing in assets like gold and silver, and take advantage of their potential for long-term growth.

By building up a collection of these metals, we can ensure that we have a stable source of wealth that will hold value over time. (1/10/24 update: This is rapidly changing)

By taking the initiative to learn about financial literacy on our own, we can gain the knowledge we need to make informed decisions about our finances and build wealth.

To achieve PROSPERITY:

Finally, I want to introduce another currency, commodity, form of money, asset, property, wealth protector, un-corruptable protocol and decentralized technology, hedge and inflation decreasing revolution—Bitcoin.

Firstly, Bitcoin in not crypto. There is crypto and there is Bitcoin. They are not the same.

Secondly, Bitcoin is growing faster than all banks and financial institutions in history. It has been pegged the best performing asset in this decade by Goldman Sachs.

Why do governments, central banks and mainstream media detest it? Because its your FREEDOM from their corrupt system of theft. They make us think it is nothing, that is a dead, dirty energy, that it will steal our wealth. Actually it only steals their grasp on our wealth. Why do you think the central banks buy up all the gold?

Yes it is volatile, but when you zoom out, you can see a clearer picture of growth. All disruptive technologies start out volatile—like the internet, the automobile, cell phones. In fact, Bitcoin is currently on the same trajectory to mass adoption:

It is rising in countries, credit card companies, payment platforms. hedge funds, tech corporations like Microsoft and more.

It’s here to stay.

Just today, January 10th, 2024, 11 of the largest Wall Street companies, such as Blackrock, were approved for trading in Bitcoin.

MASSIVE amounts of money are now flowing into this asset from Wall Street and there are only 1.9 million bitcoin left in existence.

This is generational wealth.

It does take open and free critical thinking to understand it. An open mind to what it can do for the world—end wars, end inflation, end theft of wealth, lift millions out of poverty.

Be a path to PROSPERITY.

It is a revolution that can’t be stopped.

When you invest in different forms of money, try not to think about it as buying something. Think about it as exchanging your currency. You aren’t losing wealth. You are transferring it to a different form. You are protecting your time, energy, and life force that is your money with sound assets that will not only hold value, but build wealth over time.

If you do invest in Bitcoin, make sure to put in your due diligence. Keep it off of exchanges, which are kind of like banks, and hold it securely in your own private wallet.

Due Diligence

Please don’t take my 15 years of consuming financial knowledge as gold (lol).

Do your own due diligence and research all of the above listed terms to get an understanding of how monetary policy works and who it actually works for. Understand what money really is so you can make informed, sovereign decisions for your financial future.

Learn how many revenue streams are available to you and how you can build wealth personally and in your business.

—Be A Consumer Of Knowledge.

xx Meaghan | The Wealth, Career & Lifestyle Alchemist.